Travel Insurance for 150+ Adventure Sports and Activities (2024)

Abseiling (rappelling, rapping, rap jumping, deepelling, abbing)

1

(a)

(iv)

Aerial safari

1

(a)

(iv)

Aerobics

1

Athletics

1

Badminton

1

Ballet

1

Banana boat rides

1

(a)

Baseball

1

Basketball

1

Biking (see Cycling, Mountain biking)

-

Black water rafting (Cave tubing) (grades 1-3)

1

(a)

(iv)

Boating (inland and coastal waters); see also Speed boating and Sailing

1

(a) or (b)

Excludes: white water; (v)

Boating (outside coastal waters); see also Speed boating, and Sailing

2

(a) or (b) and (c)

(iv); (v)

Bowling / Bowls / Pétanque / Boules

1

Boxing (gym or outdoor training)

2

Excludes competition, bouts

Bungee/Bungy jumping

2

(a)

Camel riding (day tour)

1

(a)

(v)

Camel trekking (overnight/main mode of transport)

2

(a)

(v)

Camogie

2

A helmet must be worn.

(iv); (v)

Camping up to 3,000 metres (see also Hiking, and Mountaineering)

1

Camping up to 4,500 metres (see also Hiking, and Mountaineering)

2

Camping up to 6,000 metres (see also Hiking, and Mountaineering)

4

Caving (sightseeing/tourist attraction/recreational only)

1

(a)

Excludes: where ropes, picks or other specialist climbing equipment is required

Cheerleading

1

Clay pigeon shooting

1

(a) or (b)

(v)

Cricket

1

Cruising (cruise ship)

1

Curling

1

Cycling/Biking (incidental to the trip)

1

(v)

Cycling (independent cycle touring)

3

(v)

Cycling (on an organised tour)

2

(a)

(v)

Dance (ballet, ballroom, capoeira, salsa, interpretive dance)

1

Darts

1

Dogsledding / Sleigh rides (horse drawn): on recognised trails

1

(a)

Excludes: remote areas; racing; time trials; endurance events

Dragon boating (inland or coastal waters only)

1

Elephant riding

1

(a)

Elephant riding (overnight/main mode of transport)

2

(a)

(v)

Fishing/Angling (ice)

1

(a) or (b)

Fishing (inland or coastal waters): sports / leisure only

1

Fishing (outside coastal waters, deep sea fishing): sports / leisure only

2

(a) or (b); and (c)

Fitness training

1

Flag football / rugby / soccer / gridiron: non-contact

1

Flying (as a fare paying passenger in a licensed scheduled or chartered aircraft or helicopter)

1

(a)

Football (Gaelic football)

2

(iv)

Football (Soccer) including 5 a side

1

Frisbee / Ultimate Frisbee

1

Glacier walking / Ice walking

2

(a)

Go karting

1

(a)

(v)

Golf

1

Gym training (aerobics, spinning, Zumba, body pump, weight training, cross training, cross fit) (See also Boxing, and Martial arts)

1

Excludes power lifting

Gymnastics

1

Handball / Tchoukball

1

Hiking / trekking / rambling / bushwalking / fell walking: up to 3,000 metres, on recognised routes

1

Hiking / trekking / rambling / bushwalking / fell walking: up to 4,500 metres, on recognised routes

2

Hiking / trekking / rambling / bushwalking / fell walking: up to 6,000 metres, on recognised routes

4

Hockey

1

Horse riding (leisure/social /non-competitive riding)

1

(a); a helmet must be worn

Excludes: hunting; (v)

Hot air ballooning (ballooning) as passenger only

1

(a)

(v)

Hurling

2

A helmet must be worn

(iv); (v)

Hydro foiling / Kite foiling

1

(a) or (b)

Excludes: jumping; (v)

Ice skating (indoor); excludes ice hockey

1

Ice skating (outdoor) on a commercially managed rink; excludes ice hockey

1

(a)

Jet boating: as a passenger, inland / coastal waters only

1

(a)

Jet skiing: inland / coastal waters, grades 1-2 only

2

(a) or (b)

(v)

Kayaking / Canoeing / Sea kayaking / Sea canoeing: inland/coastal waters, grades 1-3 only

1

Kite boarding / Kite surfing (on land or water); land surfing

2

(v)

Kite buggy

2

(v)

Kite flying

1

Lacrosse

1

LARP (Live action role play)

1

Excludes: battle re-enactments; (v)

Martial arts (Judo & Karate only)

2

(a)

(iv) (v)

Martial arts training (non-contact)

1

Moped riding/Scooter biking on road under 125cc

2

(b); a helmet must be worn

(v)

Motor racing experience (passenger only)

1

(a)

Motorbiking on road under 125cc, including pillion

2

(b); a helmet must be worn

(v)

Mountain biking - downhill (using downhill trails and/or mechanical lifts)

3

(v)

Mountain biking - general (off road/cross country)

1

(v)

Mountaineering to 6,000 metres (with ropes, picks or specialist climbing equipment)

4

Do not venture into any area without taking local advice and appropriate rescue equipment.

(iii) (iv)

Netball / Korfball

1

Orienteering

1

Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: up to 3 miles

1

Outdoor endurance course / obstacle course / assault course / trim trail / tough mudder: up to 8 miles

3

Outrigger canoeing (inland or coastal waters only)

2

Outward Bound, up to 3,000 metres

1

(a)

Paint balling/Airsoft

1

(a) or (b)

(v)

Parasailing: over water only

1

(a) or (b)

(iv) (v)

Rambling. See Hiking if above 3,000 metres

1

Rifle range/sports shooting

1

(a) or (b)

(v)

River boarding / Hydro speeding (grades 1-3); see also Canoeing.

1

(a)

Rock climbing (indoor)

1

(v)

Rock climbing: outdoor / traditional / bouldering / sport climbing / bolted / aid climbing / free climbing; see also Mountaineering

2

(iv)

Rollerblading / Roller Skating / In-line skating

1

Rowing / Sculling (inland/coastal waters)

1

Excludes: white water rowing; (v)

Rugby (League/Union)

2

(iv) (v)

Running, up to marathon distance; racing exclusion doesn't apply

2

Running/jogging: half marathon distance or less; racing exclusion doesn't apply

1

Safari tours

1

(a)

Excludes: firearms; handling and/orworkwith dangerous animals; e.g. big cats, crocodiles, alligators, snakes, elephants etc.

Sail boarding (see wind surfing)

Sailing / Yachting (inland/coastal waters)

1

(a) or (b)

(v)

Sailing / Yachting (outside coastal waters)

2

(a) or (b); and (c)

(v)

Sandboarding / Sand skiing

2

(v)

Scuba diving, including Shark cage diving; to 30 metres

1

(e)

Excludes: free diving; cliff diving; (ii)

Scuba diving (unqualified/learn to dive course/discover dive with qualified instructor)

1

(a)

Excludes: free diving; cliff diving; (ii)

Segway tours

1

(a); a helmet must be worn, safety gear

(iv) (v)

Skateboarding (ramp, half pipe, skate park, street)

1

a helmet must be worn, safety gear

Skiing (cross country/Nordic skiing on marked trails)

3

(d)

(i)

Skiing (snowblading)

3

(d)

(i)

Skiing / Snowboarding

3

(d)

(i)

Skiing / Snowboarding: (backcountry/outside of resort boundary/alpine ski touring)

4

(d)

(i) (iv)

Skiing / Snowboarding: (by helicopter/snow cat)

4

(d)

(i) (iv)

Skiing / Snowboarding: (dry slope)

3

(d)

(i)

Skiing / Snowboarding: (terrain park within resort)

4

(d)

(i) (iv)

Skydiving/Parachuting (tandem jumps only)

4

(a) or (b)

(iv) (v)

Sledding / Tobogganing / Snow sleds / Snow sleighs (on snow)

1

(iv) (v)

Snooker

1

Snorkelling

1

Snow rafting / Tubing on snow

4

(a)

(iv) (v)

Softball / Rounders

1

Spearfishing

2

(v)

Speed boating, passenger only: inland/coastal waters only

1

(a)

Squash / Racquetball

1

Stand up paddle surfing/paddle boarding

1

Surfing

2

Swimming (pool; enclosed, inland or coastal waters only)

1

Swimming with whales/whale sharks (inside or outside coastal waters)

1

(a)

Table tennis

1

Tennis / Pickleball

1

Theme parks / Fairgrounds

1

(a)

Trampolining

1

Triathlon up to full distance / Ironman; racing exclusion doesn't apply

4

Triathlon up to middle distance; racing exclusion doesn't apply

2

Triathlon up to sprint distance; racing exclusion doesn't apply

1

Tubing on rivers (grades 1-2 only)

1

(a)

(iv)

Tuk Tuk (as a passenger)

1

(a)

Via Ferrata

2

Volleyball

1

Water skiing / Wake skating / Wakeboarding

1

(a) or (b)

Excludes: jumping; (v)

Walking (see Hiking)

War games (online gaming)

1

War games/military simulation (see Paint balling/airsoft OR Rifle range/sports shooting)

Water polo

1

Water skiing (barefoot)

2

(a) or (b)

Excludes: jumping; (v)

Weight training (see also Gym training)

1

Excludes powerlifting.

White water rafting (grades 1-3)

1

(a)

Windsurfing / Sailboarding (inland or coastal waters only)

1

(v)

Working: professional, clerical or administrativework; working as a classroom teacher, classroom assistant; au pair, nanny or child minder.

1

(v)

Working: retail, bar or hospitalityworkinvolving light duties only.

1

(v)

Working: generalworkandmanual worknot involving the use of mechanical or industrial machinery, and not working at a height exceeding 2 metres above ground level.

2

(v)

Yoga

1

Zip line

1

(a)

Zorbing

2

(a)

(iv) (v)

Travel Insurance for 150+ Adventure Sports and Activities (2024)
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